Autumn is a great time for getting the motorcycle out for a road trip. However, because of the vulnerability of being in an open and unprotected vehicle, there is risk of serious injury in a collision. Injuries can include spinal and muscle damage, road rash, traumatic brain injury and even death. A study in 2017 reported […]
Let it snow, let is snow, let is snow……What am I obliged to do, as a homeowner, for snow and ice? In Ontario, homeowners have a a duty to keep their property reasonably safe for others. Section 3 of the Occupiers’ Liability Act (Ontario) reads: “3. (1) An occupier of premises owes a duty to take such care as
TRAVEL INSURANCE DENIED – CKL SNOWBIRDS’ NIGHTMARE – TIPS FOR AVOIDING DENIAL OF YOUR TRAVEL COVERAGE, IF AND WHEN YOU RETURN TO FLORIDA (OR OTHERWISE TRAVEL AGAIN).
It’s every snowbird’s nightmare. Elderly Mr. X from Ontario bought travel insurance through Manulife before departing for Florida for a winter stay. He answers questions via telephone with Manulife. He answered “no” to questions about prior conditions and treatment, seemingly without giving it enough careful consideration. Manulife emailed him a copy of the completed application
LONG TERM CARE IN THE CKL – YOU HAVE A LEGAL DUTY TO REPORT SUSPECTED ABUSE, MISTREATMENT OR OTHER WRONGDOINGS. WHAT YOU NEED TO KNOW……
Care in long-term care facilities throughout Ontario remains a serious issue and concern. While the Ontario government is making announcements about inquiries, it is important to remember that Ontario law already has in place a duty for everyone to immediately report to the government any suspected abuse, mistreatment or other misconduct in any long-term care
I have a new teenage driver at home, with more to come. It’s a good time to review the strict penalties in Ontario for distracted driving, including to remind not only ourselves, but our kids, too. Be safe, not sorry. DEFINITION OF “DISTRACTED DRIVING” Ontario’s distracted driving laws apply to the use of all hand-held
The days are getting longer and spring is on the way. But springtime comes with safety challenges and risk of personal injury. Part 2 of our Springtime Safety Series focuses on dog attacks and bites. As the weather improves in spring, more people like to take their dogs outdoors. And while we picture happy dogs
SPRINGTIME SAFETY SERIES, PART 1: Motorcycles The days are getting longer and spring is on the way. But springtime comes with safety challenges and risk of personal injury. Part 1 of our Springtime Safety Series focuses on motorcycle accidents. Springtime is a great time for getting out the motorcycle for a road trip. However, because
WAIVERS AND INJURY IN HOCKEY, SKIING OR OTHER ACTIVITY – YOU SIGNED FOR YOURSELF OR YOUR CHILD. WILL IT STAND UP?
Most of us have done it sign a waiver of liability, either for ourselves or our child. Often we do so at the time of registration or last-minute as we are about to get on the ride, ski, play hockey or enjoy other fun activities. Signing waivers for ourselves or our minor children seems to
Teen drivers, and their parents and guardians, need to be aware of the legal obligations and consequences that come with being a teen behind the wheel. The Risk Statistics While young people (ages 16 to 24) only make up 13% of licensed drivers, they account for approximately one quarter of all road-related injuries and fatalities.
The cool fall air has finally arrived. Cords of wood are being delivered and wood stoves are being fired up. Gas fireplaces are being flicked on. Its also time for Fire Prevention Week (October 4-10, 2015). The best way to prevent injury and loss from fire is to be prepared. But when you