Personal Injury

THE “DEDUCTIBLE” IN MOTOR VEHICLE ACCIDENT CASES – A BARRIER FOR THE INJURED

When you have been injured in a car accident, the challenges can be overwhelming.  While you are dealing with your physical injuries and emotional impact, you also have to manage car repair issues, insurance paperwork, medical appointments and rehabilitation and missed time from work. And there is another hurdle – the “deductible” for pain and […]

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UGH…SNOW. YOUR LEGAL DUTY AS A HOMEOWNER (SIDEWALKS, STEPS AND DRIVEWAYS)

Let it snow, let is snow, let is snow……What am I obliged to do, as a homeowner, for snow and ice? In Ontario, homeowners have a a duty to keep their property reasonably safe for others. Section 3 of the Occupiers’ Liability Act (Ontario) reads: “3. (1) An occupier of premises owes a duty to take such care as

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TRAVEL INSURANCE DENIED – CKL SNOWBIRDS’ NIGHTMARE – TIPS FOR AVOIDING DENIAL OF YOUR TRAVEL COVERAGE

It’s every snowbird’s nightmare. Elderly Mr. X from Ontario bought travel insurance through Manulife before departing for Florida for a winter stay. He answers questions via telephone with Manulife. He answered “no” to questions about prior conditions and treatment, seemingly without giving it enough careful consideration. Manulife emailed him a copy of the completed application

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LONG TERM CARE IN THE CKL – YOU HAVE A LEGAL DUTY TO REPORT SUSPECTED ABUSE, MISTREATMENT OR OTHER WRONGDOINGS. WHAT YOU NEED TO KNOW……

Care in long-term care facilities throughout Ontario remains a serious issue and concern. While the Ontario government is making announcements about inquiries, it is important to remember that Ontario law already has in place a duty for everyone to immediately report to the government any suspected abuse, mistreatment or other misconduct in any long-term care

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DISTRACTED DRIVING “WHAT IT IS AND THE STRONG PENALTIES“ REMIND YOUR KIDS (AND YOURSELVES)

I have a new teenage driver at home, with more to come. It’s a good time to review the strict penalties in Ontario for distracted driving, including to remind not only ourselves, but our kids, too. Be safe, not sorry. DEFINITION OF “DISTRACTED DRIVING” Ontario’s distracted driving laws apply to the use of all hand-held

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SPRING TIME SAFETY SERIES – PART 2: DOG BITES – WHAT YOU NEED TO KNOW

The days are getting longer and spring is on the way.  But springtime comes with safety challenges and risk of personal injury.  Part 2 of our Springtime Safety Series focuses on dog attacks and bites. As the weather improves in spring, more people like to take their dogs outdoors.  And while we picture happy dogs

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WAIVERS AND INJURY IN HOCKEY, SKIING OR OTHER ACTIVITY – YOU SIGNED FOR YOURSELF OR YOUR CHILD. WILL IT STAND UP?

Most of us have done it sign a waiver of liability, either for ourselves or our child. Often we do so at the time of registration or last-minute as we are about to get on the ride, ski, play hockey or enjoy other fun activities. Signing waivers for ourselves or our minor children seems to

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