Author name: Monique Meloche

UGH…SNOW. YOUR LEGAL DUTY AS A HOMEOWNER (SIDEWALKS, STEPS AND DRIVEWAYS)

Let it snow, let is snow, let is snow……What am I obliged to do, as a homeowner, for snow and ice? In Ontario, homeowners have a a duty to keep their property reasonably safe for others. Section 3 of the Occupiers’ Liability Act (Ontario) reads: “3. (1) An occupier of premises owes a duty to take such care as

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TRAVEL INSURANCE DENIED – CKL SNOWBIRDS’ NIGHTMARE – TIPS FOR AVOIDING DENIAL OF YOUR TRAVEL COVERAGE

It’s every snowbird’s nightmare. Elderly Mr. X from Ontario bought travel insurance through Manulife before departing for Florida for a winter stay. He answers questions via telephone with Manulife. He answered “no” to questions about prior conditions and treatment, seemingly without giving it enough careful consideration. Manulife emailed him a copy of the completed application

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SPRING TIME SAFETY SERIES – PART 2: DOG BITES – WHAT YOU NEED TO KNOW

The days are getting longer and spring is on the way.  But springtime comes with safety challenges and risk of personal injury.  Part 2 of our Springtime Safety Series focuses on dog attacks and bites. As the weather improves in spring, more people like to take their dogs outdoors.  And while we picture happy dogs

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WAIVERS AND INJURY IN HOCKEY, SKIING OR OTHER ACTIVITY – YOU SIGNED FOR YOURSELF OR YOUR CHILD. WILL IT STAND UP?

Most of us have done it sign a waiver of liability, either for ourselves or our child. Often we do so at the time of registration or last-minute as we are about to get on the ride, ski, play hockey or enjoy other fun activities. Signing waivers for ourselves or our minor children seems to

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