Real Estate

Septic systems are a big deal when buying a home, especially in rural areas without city sewage. Knowing how they work, what upkeep they need, and potential problems can make a difference in your decision. What’s a Septic System? A septic system is setup to treat household sewage on-site. A septic tank collects waste, separates […]

Most homeowners regularly review their home insurance policies and coverage to ensure they have adequate insurance in place in the event something were to happen to their home, such as fire or accidental damage. But what if something happens that impacts the title of your property? Will your home insurance policy protect you? The answer

A Notice of Security Interest (“NOSI”) is a lien against personal property or equipment that is secured against the title to your home to secure outstanding payments. Often homeowners will consider purchasing equipment for their home from a company under contract with a payment plan, such as: water filtration and/or purification systems heating, ventilating, and

First of all, what is a private mortgage? Well, private mortgages are no different than standard (bank) mortgages with the exception that the lender is usually an individual, a group of individuals or a private Corporation. Similar to a standard or institutional mortgage, a private mortgage is secured and registered against the title to your

The Ontario real estate market has been a hot topic for the last few years, and we’ve seen some unprecedented times with house prices hitting record levels. With that being said, recent data shows that the real estate market has slowed down after the Bank of Canada’s last interest rate increase. If interest rates continue

Just when you think you couldn’t be taxed any more, another tax gets thrown at you. No need to worry if you don’t live in Ottawa or Toronto, but if you do live in these two areas then you may be impacted by the new Underused Housing Tax, also known as the Vacant Home Tax

This article was also published by The Lindsay Advocate on March 7, 2019 (lindsayadvocate.ca).  Authors: Ryan O’Neill of WARDS LAWYERSPC and Laura Gadsden. ____________________________ While the thought of the lake lapping the shore is not exactly top of mind these days, we Canadians do what we must, keeping warm in winter with reveries of cottage