Author name: Hamid Asrar

You may have been told by a friend or come across an advertisement for a property for sale significantly under market value by the municipality. You learn that the property is under a tax sale and you want to bid on it, but like a well-informed investor, you want to learn what you are getting […]

Buying a newly built home is an exciting milestone. Many buyers assume that purchasing a brand-new house means avoiding common real estate headaches—no hidden defects, no previous owners, and no unexpected repairs. However, while a new build comes with benefits, it also presents unique challenges that buyers should be aware of. New Home, New Challenges

The real estate market in Ontario is going through a big shift, the home values are fluctuating, and the interest rates have increased exponentially over the past 5 years. The banks are also becoming more stringent in their mortgage qualifications. Because of these factors, it is becoming more and more common where a buyer signs

The Agreement of Purchase and Sale (the “APS”) is the most important document in any real estate transaction in Ontario. It is a legally binding contract that outlines the terms and conditions of the sale of a property between a buyer and a seller. The APS is typically prepared by the seller’s real estate agent

Far too many times a week I receive a call from a prospective client with a question regarding taxes related to real estate transactions. We all hate to think about taxes, but there is no escaping them – even in real estate. The subject of taxes is far too complicated and vast of a topic

First of all, what is a private mortgage? Well, private mortgages are no different than standard (bank) mortgages with the exception that the lender is usually an individual, a group of individuals or a private Corporation. Similar to a standard or institutional mortgage, a private mortgage is secured and registered against the title to your