WORDS OF WISDOM
A LEGAL BLOG BY WARDS LAWYERSPC
WARDS OF WISDOM
This WARDS LAWYERSPC publication is for general information only. It is not legal advice, nor is it intended to be. Specific or more information may be necessary before advice could be provided for your particular circumstances.
REAL ESTATE POSTS
JOINT OWNERSHIP OF PROPERTY: THE BASICS
The two most common ways for two or more parties to hold title (take ownership) of a property is by joint tenancy or tenancy in
AGREEMENTS OF PURCHASE AND SALE – THE GOSPEL OF REAL ESTATE LAW
The Agreement of Purchase and Sale (the “APS”) is the most important document in any real estate transaction in Ontario. It is a legally binding
CONSIDERING RELOCATING? CONSIDER THIS FIRST
Are you considering relocating? There are many factors to consider when contemplating relocating, such as job availability, safety, the housing market, climate changes, culture, adaptability
TAXES IN REAL ESTATE – THERE’S NO ESCAPING THEM!
Far too many times a week I receive a call from a prospective client with a question regarding taxes related to real estate transactions. We
WHAT IS A SURVIVORSHIP APPLICATION?
A survivorship application is a legal process that helps individuals navigate property rights after a loved one has passed away. This application can only be
ROAD ACCESS ACT: CLOSING PRIVATE ROADS
My neighbour blocked a private road on their property and now I am unable to access my own property, what do I do? To determine
SEPTIC SYSTEMS – WHAT YOU NEED TO KNOW (all the dirty details)
Septic systems are a big deal when buying a home, especially in rural areas without city sewage. Knowing how they work, what upkeep they need,
IS YOUR HOME ADEQUATELY INSURED?
Most homeowners regularly review their home insurance policies and coverage to ensure they have adequate insurance in place in the event something were to happen
WHAT IS A NOTICE OF SECURITY INTEREST?
A Notice of Security Interest (“NOSI”) is a lien against personal property or equipment that is secured against the title to your home to secure
PRIVATE MORTGAGES – KNOW WHAT YOU ARE GETTING INTO
First of all, what is a private mortgage? Well, private mortgages are no different than standard (bank) mortgages with the exception that the lender is
INTEREST RATES AND THE HOUSING MARKET
The Ontario real estate market has been a hot topic for the last few years, and we’ve seen some unprecedented times with house prices hitting
WILL YOU HAVE TO PAY THE NEW VACANT HOME TAX?
Just when you think you couldn’t be taxed any more, another tax gets thrown at you. No need to worry if you don’t live in
THINK YOU OWN YOUR WATERFRONT? DON’T BE SO SHORE
This article was also published by The Lindsay Advocate on March 7, 2019 (lindsayadvocate.ca). Authors: Ryan O’Neill of WARDS LAWYERSPC and Laura Gadsden. ____________________________ While
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