COVID-19

WORKING AT HOME IS HARD FOR BOTH YOU AND YOUR EMPLOYER – TIPS AND GUIDANCE TO YOU BOTH SO YOU DO IT SUCCESSFULLY

Virtually or remotely working (from home) can be very challenging to both employees and employers. During this pandemic, typical work procedures and arrangements must be modified and be adaptive to the new reality. Here is some guidance and tips to both employees working at home, and employers who now must lead them remotely. IF YOU […]

WORKING AT HOME IS HARD FOR BOTH YOU AND YOUR EMPLOYER – TIPS AND GUIDANCE TO YOU BOTH SO YOU DO IT SUCCESSFULLY Read More »

LIST OF ONTARIO's EMERGENCY ORDERS TO DATE EFFECTING DAY-TO-DAY LIFE FOR RESIDENTS OF THE CITY OF KAWARTHA LAKES – LIST OF THE STEEP PENALTIES FOR NON-COMPLIANCE (INCLUDING JAIL TIME)

Ontario has extended its Declaration of Emergency to April 13, 2020 – that is likely to be extended. Social or physical distancing is not a law to date. Neither is any requirement to stay at home, although the Ontario government, and others, regularly decry this request. ONTARIO EMERGENCY ORDERS TO DATE (APRIL 6, 2020): Ontario

LIST OF ONTARIO's EMERGENCY ORDERS TO DATE EFFECTING DAY-TO-DAY LIFE FOR RESIDENTS OF THE CITY OF KAWARTHA LAKES – LIST OF THE STEEP PENALTIES FOR NON-COMPLIANCE (INCLUDING JAIL TIME) Read More »

CKL BUSINESSES AND SELF-EMPLOYED – OUR TOP 25 LIST OF FINANCIAL SUPPORT, OPTIONS AND RELIEF THAT MAY BE AVAILABLE TO HELP YOU DURING THE CRISIS

Here is a list of financial support, options and relief available to both essential and non-essential businesses and self-employed individuals, if eligible, in the City of Kawartha Lakes, as of April 6, 2020: [1]      the Canada Emergency Wage Subsidy [75% reimbursement for ongoing wages for essential workers] Our “Cheat Sheet” about the CEWS is available

CKL BUSINESSES AND SELF-EMPLOYED – OUR TOP 25 LIST OF FINANCIAL SUPPORT, OPTIONS AND RELIEF THAT MAY BE AVAILABLE TO HELP YOU DURING THE CRISIS Read More »

THE CERB (EMERGENCY SUPPORT) – TEST TO QUALIFY – AMOUNT YOU GET – TAXABLE? HOW TO APPLY – MORE INFORMATION TO HELP YOU

The Canada Emergency Response Benefit (the "CERB") is now available for residents of the City of Kawartha Lakes who qualify for this financial support.  Here is an update on the CERB, including about how it affects employees' entitlements to Employment Insurance ("EI") benefits.  WHAT IS CERB? The CERB provides $2,000 a month for up to four

THE CERB (EMERGENCY SUPPORT) – TEST TO QUALIFY – AMOUNT YOU GET – TAXABLE? HOW TO APPLY – MORE INFORMATION TO HELP YOU Read More »

HOW MUCH REGULAR EI WILL I GET?- CAN I STILL WORK ON EI? YES, YOU CAN. HERE'S HOW IT WORKS, WITH EXAMPLES

You can work while you receive EI regular benefits, if your employer offers you work. Here’s what you need to know: you have to initially serve your one-week waiting period (for EI regular benefits only);   your regular benefit will be reduced by 50 cents for every dollar of income you earn, up to your

HOW MUCH REGULAR EI WILL I GET?- CAN I STILL WORK ON EI? YES, YOU CAN. HERE'S HOW IT WORKS, WITH EXAMPLES Read More »

YOU'RE AN ESSENTIAL WORKER? STILL WORKING? WHAT ABOUT MY PRIVACY? CAN MY EMPLOYER TAKE MY TEMP? MAKE ME GET TESTED? ASK ME IF I HAVE SYMPTOMS? ANSWERS……….

If you continue to work in an “essential workplace”, as narrowed on April 2, 2020, your employer has a statutory duty to take reasonable steps to protect your health and safety, including during this pandemic. To do so, an employer may wish to know personal information about you, particularly related to COVID-19. Those may relate

YOU'RE AN ESSENTIAL WORKER? STILL WORKING? WHAT ABOUT MY PRIVACY? CAN MY EMPLOYER TAKE MY TEMP? MAKE ME GET TESTED? ASK ME IF I HAVE SYMPTOMS? ANSWERS………. Read More »

LOCAL BUSINESS OWNERS – YOUR CHEAT SHEET FOR THE NEW $40,000 LINE OF CREDIT (CEBA) – WHAT YOU NEED TO KNOW

Small-and-medium-sized business owners in the City of Kawartha Lakes – an update: THE CANADA EMERGENCY BUSINESS ACCOUNT (“CEBA”) – A $40,000 OPERATING LINE OF CREDIT: Eligible businesses will receive a $40,000 line of credit loan for immediate financial support to cover short term operating expenses, payroll and other non-deferrable expenses which are critical to sustain

LOCAL BUSINESS OWNERS – YOUR CHEAT SHEET FOR THE NEW $40,000 LINE OF CREDIT (CEBA) – WHAT YOU NEED TO KNOW Read More »

COVID-19 – DEFERRING YOUR PERSONAL AND BUSINESS CREDIT CARD PAYMENTS – YES, TEMPORARILY AND WITHOUT PENALTY

As part of the federal Government's COVID-19 economic response plan, it has strongly encouraged the Big Banks to allow consumers to defer credit card payments, without penalty, at least temporarily.  Currently, most of the banks, if not all, are accepting requests to temporarily waive the requirement that you pay your minimum payment on your credit

COVID-19 – DEFERRING YOUR PERSONAL AND BUSINESS CREDIT CARD PAYMENTS – YES, TEMPORARILY AND WITHOUT PENALTY Read More »

CLARITY TO LOCAL BUSINESSES – WHETHER ESSENTIAL – WHAT YOU CAN/CANNOT DO – STEEP PENALTIES FOR NON-COMPLIANCE

As of March 24, all “non-essential” businesses must be closed [Regulation 82/20 of the Emergency Management and Civil Protection Act (the “Regulation”)]. The Regulation also permits “non-essential” businesses to allow temporary access for very specific purposes, which are explained below. Essential businesses are: supply chain retail and wholesale of food food services and accommodations institutional,

CLARITY TO LOCAL BUSINESSES – WHETHER ESSENTIAL – WHAT YOU CAN/CANNOT DO – STEEP PENALTIES FOR NON-COMPLIANCE Read More »

COVID-19 – LAID OFF? COLLECTING EI? CAN YOUR EMPLOYER 'TOP UP' YOUR WAGES WITHOUT REDUCING YOUR BENEFITS? YES – USE A "SUB" PLAN

Employers – if you have had to temporarily laid off any employees due to the pandemic, you may have the option of temporarily ‘topping up’ their earnings during the lay offs, above and beyond their Employment Insurance (“IE”) benefits. You can do so by using a “Supplemental Unemployment Benefit Program” (a “SUB plan”). You can

COVID-19 – LAID OFF? COLLECTING EI? CAN YOUR EMPLOYER 'TOP UP' YOUR WAGES WITHOUT REDUCING YOUR BENEFITS? YES – USE A "SUB" PLAN Read More »

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