Due to the provincial shutdown, effective on Tuesday, March 24, 2020 at 11:59 p.m., if you are laid off or cannot be employed remotely, here is a Quick Reference Guide to the income and other supports available to you during this emergency: 


If you are laid off due to work closures:

If you are facing reduced work hours:

If you are facing unemployment AND you don’t qualify for EI:

  • Apply for the Emergency Support Benefit (long-term income support)

  • Applications will open in April through the CRA Web site and a toll-free number

  • Amounts and eligibility are not announced yet (total funding is $5 billion)

If you are unable to work due to illness/self-quarantine:

If you are self-quarantined and ineligible for EI:

  • Apply for the Emergency Care Benefit

  • Applications will open in April through the CRA website and a toll-free number

  • Up to $900 every 2 weeks for up to 15 weeks

  • No doctor’s note required

If you are self-employed:

  • Apply for the Emergency Care Benefit (see above)

If you are staying home to care for someone:

  • Apply for the Emergency Care Benefit (see above) if you are staying home to take care of a family member with COVID-19 who doesn’t qualify

  • Apply for the Emergency Care Benefit (see above) if you are a parent staying home to care for children due to school closures, whether or not you qualify for EI


  • NOTE: Tax filing deadline has been extended to June 1, payments due August 31

  • Low to middle income Canadians: GST credit top-up (average of $400 for single adults, $600 for couples) available as soon as May 2020

  • Families: Enhanced Canada Child Benefit this year (additional $300 per child)

  • Homeowners: Deferral of mortgage payments for affected Canadians by up to 6 months (disruptions to your pay interruptions to child care, or unexpected health needs)

  • Students: Freezing all Canada Student Loans payments and interest for 6 months (average savings $160 per month)

  • Seniors: Reducing mandatory withdrawal from RRIFs by 25%

  • Indigenous: New $305 million Indigenous Community Support Fund

  • Vulnerable Population: Additional $50 million available to shelters and centres for women and children fleeing domestic violence


Call 1-888-COVID19/1-888-268-4319 for non-medical information on the virus, covering everything from travel recommendations to social distancing (available in more than 110 languages from 7:30am – 8:00pm, 7 days a week)

Thank you for reading this - Jason Ward of WARDS LAWYERS PC.

If you would like to read more, please go to wardlegal.ca/posts.

This WARDS LAWYERS PC blog is for general information only. It is not legal advice, or intended to be. Specific or more information may be necessary before advice could be provided for your circumstances.

More information? We're here to help - jason@wardlegal.ca | www.wardlegal.ca